If you are self-employed, you might think that health insurance is a luxury. When you barely manage your time, spending a few hundred dollars a month to buy things you might not need is not a priority. Or maybe you can't find a health insurance company to insure because there is already a disease. If you don't have health insurance, you want to be sick. But if you do, your business victim.
If you are unable to obtain personal health insurance, or if the premium for a personal insurance policy cannot be met, there are many ways to get cheap and discounted health insurance and medical insurance.
Research on state subsidy programs
Many states offer discounts to low-income families and self-employed business owners. Others set up a risk pool' by spreading the risk in the pool, making your healthcare costs cheaper like a group plan like an employer.
Check with your state's Health and Human Services office to find out which health insurance discounts are available based on your income. In most states, income eligibility criteria are quite high, especially in states that provide assistance for premiums through private health programs. You can get a big discount on your family plan by joining the state health insurance plan.
Join a discount health care plan
Many organizations have developed special discount rates for their members with health insurance companies. You can find discounts on health insurance and health insurance through your chamber of commerce, small business associations, and even AAA car clubs or brother organizations.
Another option is the discount medical club. For monthly fees - usually around $30, as long as you use participating member suppliers, you are eligible for office visits, up to 25% off the regular cost of medical supplies and prescriptions. Check out discount medical clubs with nearby members online.
List your taxes item by item
As of 2003, if you list your taxes item by item, you can deduct 100% of the health insurance costs for the year from the tax. For restrictions and restrictions, please consult your accountant or visit the IRS website at http://www.irs.gov.
Looking around for the cheapest price
If you shop online for the best price, you can insure yourself with a personally paid health insurance plan for less than $100 a month. In many cases, you can get online quotes for up to 10 different health insurance companies and choose the company that works best for you. You can even apply online and get protection within 24 hours.
Unexpected medical expenses can damage your business. Some creative financing and unusual choices to deal with them can prevent this from happening.
Orignal From: Cheap Health Insurance - Self-employed Health Insurance
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