The Federal Trade Commission reports that identity fraud occurs every two seconds.
Someone is losing their identity or being hurt now. Unfortunately, many of the victims are located in my hometown of St. Petersburg. Louis, Missouri
As a good example of this growing problem, St. Louis ranks third in identity theft in all Metro regions of the country. According to a 2015 survey by the Consumer Sentinel Network, Missouri ranks first in Connecticut and Florida for identity theft complaints, a consumer complaint filed only by law enforcement agencies. Online database.
The 2016 Identity Fraud Study, published by Javelin Strategy & Research, found that 13.1 million US consumers stole $15 billion in 2015. In the past six years, identity thieves have stolen $112 billion.
Identity theft can range from credit card fraud to loans and new accounts opened on your behalf. In many cases, the victim will have to fight to restore his or her name. This process can take months or even years to fix.
Both businesses and individuals can be vulnerable. After your identity is hacked, stolen and abused, we can take steps to prevent identity theft from happening.
This includes protecting your information online. As online shopping and banking grows, your passwords and logins should be cleared regularly, especially if you work on a public computer. These should be changed once a month.
Credit cards are used for online shopping. Federal law provides better protection for credit card protection than other options. Use these instead of online payment services or debit cards.
Avoid websites that look like banks, but are actually so-called phishing scams. They will try to let you enter your personal information. Before delivering detailed background data, make sure your website is familiar and secure.
Bank and credit card statements should be monitored. Check for strange purchases and you are sure you have not purchased them. Companies may have dozens of pages per month to sort out. Not too many individuals. Regardless of these reports, they should be checked regularly.
Credit reports should be read multiple times a year. Individuals have the right to receive a free annual credit report in accordance with the law. These can be obtained from three bureaus Equifax, Experian and TransUnion. Companies can consult Dunn and Bradstreet. Please note that you are trying to charge you a similar report and other unnecessary services.
Your child's activities may also inadvertently open the door to your family data. Forms for schools and social organizations should be checked, especially when social security numbers and credit card participation are required. Parents should ask how to use the information and how to store it to eliminate possible interruptions.
Finally, contracting with an identity theft company can provide a combination of prevention and response tools to help maintain your identity and credibility. These may include fraud alerts and credit freezes. If your assets are compromised, some services offer unlimited protection and unlimited programs are available for the entire job as well as individuals.
As the old saying goes, "One ounce of prevention is worth a pound of treatment." When your identity is at risk, this sentence is never appropriate.
Orignal From: Prevent identity theft
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