Tips and questions about how to protect your pet
The cost of visiting the veterinary office is increasing every day. Like us, our pets need health insurance to help pay for it. I have heard that every day people choose to euthanize their pets, because for some people, the cost of injury or the cost of surgery required is too high. Pet insurance is like our health insurance, which helps pay for the cost of these services. There are several factors that can affect insurance costs. You need to compare each company to choose the company that best suits your situation. Some of these factors are:
- Pet age
- Pet sex
- Pets
- Has damage
- Existing disease
- Insurance type
- Policy restrictions
- Type of pet [cat, dog, horse...]
- Geographic location
- which company
Why are there PET insurance?
Most people think their pets are important members of their family. Pet owners' dedication to pets is real because they spend hundreds of dollars a year on pets. The money is spent on supplies, veterinary care, food, vaccination, toys, bedding, beauty, heartworm, flea and sputum treatments and many other items. Even with caring care, every effort should be made to provide preventive measures, unforeseen accidents and illnesses.
Most pet health insurance plans include:
- First visit and follow-up visit
- Laboratory testing and diagnostic procedures and blood testing
- Non-selective surgery
- accident
- Disease
- Hospitalization
- Anesthesia
- prescription
- Euthanasia for human reasons
Some treatments and conditions that may not be covered include:
- Routine care
- vaccination
- Deworming
- Dental care
- Chronic disease
- Beauty procedure
- Existing conditions
I did find some companies that would provide insurance for daily health, but in most cases this would double your monthly premium.
When comparing insurance companies, you need to ask some questions;
- Will my premium increase as my pet ages?
- What should I do if my pet is sick or injured?
- What exceptions should I pay attention to?
- What is the policy payment limit?
- What is my deductible?
- What is the percentage of the policy payment?
- What will cause my premium to increase?
I compared several pet insurance companies that use the following; one-year-old American Shorthair male cats are sterilized without any prerequisites. These companies responded with a 90% reimbursement, a $100 deductible of more than $250 deductible and an average monthly advance.
Here are some companies that offer pet health insurance:
- Hartville/Aspa
- 24 Petwatch
- Essential person
- Pet guarantee
- Best pet
- Trupanion
- Hug
- Purinacare
- Petplan USA
- Healthy paw
- Pet Paertnes
- AKC
Here are some companies that offer pet health insurance in Canada:
- Pet Care Canada
- Petsecure
- Vetinsurance
- Purinacare
- PC Finance
- HBC
The purpose of this article is to provide you with some information about pet health insurance and some questions to ask.
Orignal From: Pet insurance
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