Some insurers have found this new model and are planning new designs, including high deductibles and higher co-insurance, which is how many operators profit from it. Some airlines did not benefit much when they entered this new field; they risked the risk of providing insurance for people with chronic conditions. For operators that accurately analyze and position their profit margins, they perform well in this market.
When the government first chose to provide insurance for everyone, their idea of a bronze plan would pay 60% of the level of co-insurance. However, over time; operators are designing programs to meet individual budgets and attracting consumers' lifestyles through high tax-free programs that attract those with higher imports.
Ask yourself this question; why should I pay such a high deductible and pay a high premium at the same time to get 80% of co-insurance after spending five to six thousand dollars on a Bronze plan? This is not economically meaningful, but it is what happens in the health insurance business. As long as you are healthy and taxed without money, continue your Bronze High Allowance Plan no matter what.
As a consumer, if you encounter a devastating disease that could damage your financial portfolio, you must do your homework and make sure that the health plan you are considering is indeed the primary health insurance. Many operators are also creating coverage for compensation types; giving the American people a false awareness, notifying me that nothing happens in their sales promotion, tempting and offering attractive lower premium currencies, even though these types The plan will cover the minimum medical costs; however, if catastrophic events occur in your life and you find yourself hospitalized for a period of time, they are not the primary health insurance. Don't be fooled, know the difference between different types of plans in this healthy market. "Wisdom is the main thing; it is wise. In all that you gain, you gain understanding." Proverbs 4:7.
As an insurance professional in the health and life sector, I recommend that people consider family income when buying insurance products to protect their income and assets. None of us wants to suffer economic losses, and most importantly, we are not financially available for a given period of time. As consumers, we should buy insurance wisely; this is equally important for the type of insurance we choose to choose in our financial planning. When wisdom is applied to our daily walks, every decision we make should be subject to discretion. "When wisdom enters your heart, knowledge is happy for your soul, and discretion protects you; understanding will keep you." Proverbs 2:10-11.
Encourage and educate your own themes; different types of life and health insurance products, personal finances, and other information related to money-related businesses.
Orignal From: Master the way health programs work - Part 2
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