In today's world, people can use a variety of innovative gadgets and platforms that help them deceive victims of money and personal information. In the 2017 identity fraud study released by Javelin Strategy & Research, it was found that in 2016 alone, nearly 15.4 million shoppers became targets of identity theft.
Anyone can be a victim of identity theft and extortion, but unfortunately, the most common targets in these days seem to be false and their close relatives. This is especially true for widows and w husbands. If you have just lost your loved one, read on to learn how to protect yourself from theft and other similar crimes.
Identify theft and Ob
Ob is one of the places where criminals first get the personal information needed to steal the identity of the deceased. These thieves may obtain a person's address, date of birth, maiden name, place of birth, close relatives, and more identifying information. They can use this information to open a variety of accounts, get credit, get loans, and more. They can even file taxes in the name of a refusal and receive an annual refund.
Therefore, it is wise to limit the amount of personal information you submit in your loved one's ob notice. Do not include sensitive details such as date of birth, address and pre-marriage name. This information is very useful for criminals. In addition, be sure to submit the death certificate of your loved one to the appropriate financial institution. This includes the US Internal Revenue Service, DMV, banks, brokers, credit card companies, mortgage companies, and credit officials such as Equifax, Experian and TransUnion.
Blackmail fraud
Thieves don't just stop stealing the identity of the deceased, they tend to chase close relatives. For the next relative, especially the widow and the husband, the common scam used is the debt collector scam. This is a criminal who has personal information about the deceased and their family. The nearest relative claims to be a debt collector. They asked the nearest relative to pay the confirmed debt and may even threaten legal proceedings.
Sometimes they claim to have important financial or legal documents, rather than claiming that they have debt, but only charge a fee. Tips to avoid this: Never pay by phone or provide personal information. Also, ask the caller for details about themselves; this usually scares them away. For example, ask for your name and phone number and tell them that you will be back. This is often effective.
Inheritance fraud
Another common scam that is manipulated by thieves is to inherit the scam. The criminal will constitute an insurance agent or lawyer and claim that you are insured or inherited. They will tell you that in order to receive it, you will need to pay the final premium or handling fee. If this is the case, be sure to ask the scammer for a few details to catch it up and scare it away. If they are legal, they will have an office for your visit and official paperwork for review.
Orignal From: How to protect yourself from identity theft after love
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