Sunday, April 21, 2019

How to protect yourself from identity theft

Identity theft refers to the crime committed by an imposter when attempting to obtain important details of a person and by mimicking his license number, bank account number or social security number.

Identity theft can be used to fund or promote any crime, such as espionage, phishing, illegal immigration and terrorism.

Type of identity theft

- Child identity theft

- Medical identity theft

- Identity cloning

- Financial identity theft

- Criminal identity theft

Protecting personal information online or offline is very difficult. But there are ways to protect your privacy at any time.

How to protect yourself from identity theft

1. Beware of fraud or fraudulent emails: You should be alert to your personal information. You should not provide any personal details to the telemarketer, nor should you respond to emails claiming to be on behalf of your credit card issuer and bank.

2. Protect your mail: You need to quickly empty your mailbox. Otherwise you should lock it or get a PO Box so that criminals have no chance to steal credit card information. Never submit your check or payment slip via mail in your home as they may be stolen.

3. Don't leave a file record: You should not leave a credit card, gas station or ATM received.

4. Protect your social security number: It is wise not to carry a card with a number such as a health insurance card. You should not place your number on the back of the check as it is the primary target of the imposter and may give them access to your bank account or credit card report.

5. Understand what you are doing: Whenever someone asks you for private or financial information, don't reveal any information immediately. First ask their name and the company they represent, and why they came or contacted you. If you believe this information is true, please contact the company and confirm the details yourself.

6. Monitor your credit card report: You should obtain and review your credit card report in detail to track any suspicious activity. You can apply at www.annualcreditreport.com or by contacting the representative office at 877-322-8228. If you find an error, please remind the creditor or credit card company as soon as possible.

7. Double check your credit card statement: Before you pay your bill, you need to make sure the purchase, merchant, and location are relevant.

8. Remove your name from the marketer's popular list: If you choose to opt out of your credit card request and reduce spam every few days, it's even better.

9. Ensure the privacy of your personal information: If someone asks for your Social Security number, please ask their privacy policy first. Intimate they are even banks that you don't want to forward your information to third parties.

in conclusion

Given the increasing number of terrorism and criminal activities, it is best to protect yourself from identity theft. Keep your ears and eyes open whenever you are dealing with people or companies. It is best to be safe and not sorry.





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