Have you received your medical bill and want to know what it means? Is this Greek? Even if you have health insurance, do you still receive the bill? If you want to know how to fight back, read on!
You are welcome to better understand the first step in dealing with medical expenses. The fee is entered into the computer. Then submit this information to your insurance company by mail or electronically.
This claim form has been sent by your provider, for example: hospital, doctor's office, X-ray or laboratory.
Insurance companies like to provide complex welfare instructions to doctors' offices or facilities. You receive the same copy as their customer.
What happens when your claim form is submitted for payment!
[1] everything
[2] Your claim form may never reach the correct insurance company.
Each insurance company has a number of addresses attached.
There are very few opportunities for you to submit the correct address.
[3] Your personal information may not be entered into your computer correctly.
That's why this may be true when you call the insurance company and you hear "We never received a claim from your health care provider."
Comeback:
If you have not received the insurance company's welfare instructions within 2 months from the date of service - please call them!
Information required:
[1] Your name and patient name.
[2] Your ID number
[3] Service date [DOS]
[4] The name of the facility or doctor you are seeing.
With this information, your insurance company can provide you with a billing history.
Once you have this information, you can call your doctor's office and let them intervene on your behalf.
Your claim can always be represented by the doctor's office and yourself.
Your claim can always be re-invoiced if necessary.
Your responsibility:
[1] Co-payment
[2] Non-covered services
[3] Deductible
All of this is listed in your benefit description. This is how your insurance company pays for your claim without any change of hand.
Keep all the benefits instructions. Don't be afraid to call your insurance company.
If you feel that you have not received enough explanation, please contact your supervisor.
Insurance companies rely on untrained people in medical institutions to prepare and submit your claim form. Insurance companies want to accept the interpretation of benefits in an affordable way and never challenge.
Patient confidentiality:
Please pay full attention to all changes related to the patient's law.
[1] If you call yourself, a spouse or anyone other than a minor child, you cannot call the medical institution and look forward to the answer.
[2] If you need information about your parents or friends, you will need to sign the person who submitted it to the provider's office.
Congratulations to yourself, you have mastered some of the words in Medicare billing.
A little bit of knowledge has a long way to go.
If this article is easy to understand, please let me know. This is a complex problem that can cause blood pressure to rise and steam to flow out of the ear.
If you have any questions, please ask. Let me hear your horror story. Just post a comment on this article. Feel free to read my other articles.
Copyright 2005 Linda E. Meckler
Remember: Everyone has the right to health care. More than just one.
Orignal From: Attractive medical expenses
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